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Disclaimers

Tickers

The information on this site is for information purposes only and should not be construed as advice. Manulife Securities Incorporated/Manulife Securities Investment Services Inc. (“Manulife Securities”), {{oba}} and {{advisor}} assume no liability for inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon. It is provided as a convenience only and Manulife Securities, {{oba}} and {{advisor}} are not responsible for the content on any linked site.

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Privacy

{{dealer}} is committed to protecting your privacy and the confidentiality of your personal information. A copy of our privacy policy is available upon request.

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Market

This publication is solely the work of {{advisor}} for the private information of his/her clients. Although the author is a Manulife Securities Advisor, he/she is not a financial analyst at {{dealer}} (“Manulife Securities”). This is not an official publication of Manulife Securities. The views, opinions and recommendations are those of the author alone and they may not necessarily be those of Manulife Securities. This publication is not an offer to sell or a solicitation of an offer to buy any securities. This publication is not meant to provide legal, accounting or account advice. As each situation is different, you should seek advice based on your specific circumstances. Please call to arrange for an appointment. The information contained herein was obtained from sources believed to be reliable; however, no representation or warranty, express or implied, is made by the writer, Manulife Securities or any other person as to its accuracy, completeness or correctness.

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Link

{{advisor}} and {{dealer}} (“Manulife Securities”). do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of {{advisor}} or Manulife Securities. The information in this communication is subject to change without notice.

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Trading

To ensure that trading instructions are received and executed timely and accurately, please do not send any trading instructions via e-mail. Please contact us directly.

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Suitability

This material is not to be construed as an offer or solicitation. The securities mentioned may not necessarily be considered suitable investments for all clients. Contact your Investment Advisor to discuss your individual investment needs.

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OBA

{{oba}} is a Trade Name used for dealer business only.

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AdvantageBank

The Manulife Bank Advantage Account is offered by {{advisor}} through referral arrangement with their Insurance business {{oba}} and is separate from Manulife Securities Investment Services Inc. product offerings.

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Banking

Banking products and services are offered by referral arrangements through our related company Manulife Bank of Canada, additional disclosure information will be provided upon referral.

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Opinion

This publication contains opinions of the writer and may not reflect opinions of {{advisor}} and {{dealer}} (“Manulife Securities”). The information contained herein was obtained from sources believed to be reliable, but no representation, or warranty, express or implied, is made by the writer or {{advisor}} and {{dealer}} (“Manulife Securities”) or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any of the securities. The securities discussed in this publication may not be eligible for sale in some jurisdictions. If you are not a Canadian resident, this report should not have been delivered to you. This publication is not meant to provide legal or account advice. As each situation is different you should consult your own professional Advisors for advice based on your specific circumstances.

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Relationship

Manulife Securities is an indirectly, wholly-owned subsidiary of Manulife Financial Corporation (MFC). MFC owns The Manufacturers Life Insurance Company (MLI), a financial services organization offering a range of protection, estate planning, investment and banking solutions through a multi-channel distribution network. MLI owns Manulife Securities Incorporated, Manulife Securities Investment Services Inc. and Manulife Securities Insurance Inc. MLI also owns Manulife Bank of Canada, a federally chartered Schedule 1 bank, which in turns owns Manulife Trust Company, a federally chartered trust company. Please confirm with your advisor which company you are dealing with for each of your products and services.

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IIROC

Stocks, Bonds, and Mutual funds are offered through Manulife Securities Incorporated.

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MFDA

Mutual funds are offered through Manulife Securities Investment Services Inc.

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